Built for businesses that run on WhatsApp
Send the link.
Collect the money.
Create a professional payment request in under a minute, share it on WhatsApp, and know the moment your customer pays — no card details, no bank alerts to guess from, no chasing.
How it works
From "what do I owe" to paid, in four steps.
No app for your customer to download, no account for them to create.
Create a request
Add what the customer owes — one or more items. KwikKolekt calculates the total for you, down to the kobo.
Share on WhatsApp
Send the secure link, or let them scan a QR code face-to-face. No account needed on their end.
They pay securely
Card, bank transfer, or USSD, through Paystack's checkout. Their payment details never reach KwikKolekt.
You get notified
The moment it's confirmed paid, you're emailed and your dashboard updates — no guessing from a bank alert.
Features
Everything a small business actually needs to get paid.
Nothing you don't.
WhatsApp & QR sharing
A secure link or a scannable QR code — whichever fits how you actually sell.
Honest CAC verification
A four-state trust badge that's never self-claimed — only an admin review or an electronic lookup can mark you verified.
Real-time collections dashboard
See what's outstanding, what's been paid, and who still owes you — updated the instant a payment clears.
Recurring invoices
Set up a weekly or monthly retainer once. A fresh payment request is created automatically on schedule.
Discounts on any invoice
A percentage or a flat amount off, applied and shown transparently on the invoice.
Downloadable PDF invoices
A proper, branded invoice your customer can save — not just a web link.
Security
KwikKolekt never holds your money.
Every payment settles straight to your own bank account through Paystack's split-payment system.
Your settlement account, your bank
Payments split automatically — your share goes directly to your account, not into a KwikKolekt balance you'd have to withdraw.
Card details never touch KwikKolekt
Checkout happens entirely on Paystack's own secure page. We never see or store a card number, PIN, or OTP.
Transparent commission
One configured rate, shown up front — deducted automatically, no surprise deductions later.
Ready to get paid faster?
Create your account and send your first payment request in under a minute.